There are around 32 million commercial vehicles and 3.5 million fleets operating in the US. This shows that while company car usage isn’t as popular as it is in, say, Europe, plenty of people do have access to company vehicles at any given time.
So, what happens if you are one of the victims caught up in the 5.2 million motor vehicle accidents that caused an injury?
Stay on the Scene
First, stick around. Between 2015 and 2019, there were 4 million hit and run accidents. Don’t be one of those people who drive off immediately after an accident.
Call the Police
It’s important to contact the police to file an official report. The report can help determine fault and liability later on.
Provide the police dispatcher with the location, a description of the accident, information on injuries and vehicle damage, and whether emergency crews need to be sent.
Exchange insurance and contact information with the other driver while waiting for the police. Don’t admit fault or sign any documents from the other driver’s insurance company before speaking with the police.
Notify Your Employer
Contact your supervisor or manager right away to inform them about the accident. Provide details on the vehicles involved, location, injuries if any, and current status, e.g. whether vehicles can be driven or need towing.
Your employer may need to report the claim to the company’s insurance provider and arrange alternative transportation for you to complete your work duties. Keep them updated on the situation.
Exchange Information
When speaking with the other driver, exchange names, contact info, driver’s license numbers, license plate numbers, insurance details, including provider and policy number, and any passenger names.
This information is crucial for the police report, insurance claim, and any subsequent legal action.
Seek Medical Attention
Even if you don’t have obvious injuries, it’s important to get checked out by a doctor after an accident. Around three million Americans suffer whiplash from car accidents every year.
Notify your employer that you are seeking medical treatment related to the workplace accident.
Consult a Car Accident Lawyer
Speaking with a car accident lawyer after an auto accident is highly recommended, even if the crash seems minor. An attorney can advise you on your legal rights and options regarding fault, liability, damages, and compensation.
The lawyer can interact with insurance companies on your behalf and make sure you receive a fair settlement. They can also represent you if the case goes to court. Provide all relevant details and documentation about the accident to your attorney so they can best advocate for you.
Follow Company Protocol
Review your employer’s policies regarding workplace vehicle accidents, which may involve drug testing, completing an internal incident report, using approved body shops for repairs, etc.
Follow all procedures outlined in the employee handbook for a crash involving a company car.
Preserve all records related to the accident for your company’s files. Keep your manager in the loop through the claims and resolution process.
Dealing with a car accident in a company vehicle involves several important steps. Notifying the proper authorities, documenting evidence, seeking medical care, and following workplace protocols can help ensure the aftermath is handled properly.
Having a plan can reduce stress and get things back on track swiftly.
